First Texas Loan Brokerage - Simplify the mortgage & loan process.
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Home Buyers

- Process
- Loan Programs
- Loan Comparison Chart
- Mortgage Concepts
- Credit Tools
- Application Checklist
- Downloads

At First Texas, because we believe in simplicity, we simplify the mortgage process. We want you to understand loan programs, comparisons, mortgage concepts and credit. Because the more simple the process, the more you understand and the more satisfying your mortgage experience. Avoid the exhausting, stressful and frustrating ‘mortgage maze.’ Choose simplicity, choose First Texas.

The Loan Process

1. Pre-Application: Organize your finances & credit before applying for your loan
2. Application: Provide your current financial, employment & personal info for your loan
3. Loan Submission: Organize your loan application according to the lender’s requirements
4. Underwriting: Lender evaluates your loan application to decide if they will approve it
5. Closing: Lender approves your loan, completing your purchase & transfer of ownership